Students from EU countries + Iceland, Liechtenstein, Norway and Switzerland are entitled to the provision of necessary and urgent health care free-of-charge. It is only necessary that they have a certified E 128 form from their home country or a European Health Insurance Card, which replaces the paper form.
It is highly recommended to have a supplementary travel health insurance. It should be bought before students leave their country of the origin.
Students from non-EU countries, staying in the Czech Republic longer than 3 months, must prove they are in possession of the Comprehensive Health Insurance before receiving the visa. The comprehensive health insurance contract is presented before the visa is affixed to the applicant’s passport.
Don't buy the health insurance before your visa application. The Embassy will instruct you on the duration and type of health insurance.
You can read more details on the required medical insurance in the description of the Czech Ministry of Foreign Affairs.
The comprehensive health insurance must cover the cost of emergency medical care, including medical evacuation or, in the event of death, repatriation of remains to the country that has issued the applicant´s travel document or to the applicant´s country of residence. The insurance policy must not exclude coverage for injuries and damage caused by the applicant´s intentional acts, injuries and damage caused by fault or contributory fault on the part of the applicant, and injuries and damage caused by the consumption of alcohol, narcotic and psychotropic substances by the applicant. The minimum coverage is EUR 60,000 per one insured event without any coinsurance or co-payment.
It is strongly recommended that you buy your insurance on-line from a Czech insurance company! But ask the company to provide you with a little card proving you are insured.
Please find below a list with the largest and generally recommended Czech Insurance providers and study their information pages in English:
Via the link provided here you can study the complete information of the Ministry of Health of the Czech Republic.
Students of Erasmus Mundus Action II programme do not need that type of travel health insurance, as they automatically receive free medical insurance cover.
You may be asked to pay in cash when you visit the doctor, all costs will be reimbursed from your health insurance company on your return (please make sure to ask the doctor for the receipt for the reimbursement purposes). The reason is that not all doctors have an agreement with all insurance companies.